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Home » Heating & A/C » SmartPay Budget Plan

Keep your cool managing annual energy costs with SmartPay.

SmartPay is the smarter way to pay your heating oil bill!
Why not spread your heating costs throughout the year the same way you pay your mortgage, car, cable TV or telephone? In monthly installments! Our SmartPay plan helps you do just that to avoid any unexpected large payments during winter months and manage your oil costs throughout the year.

  • After a quick analysis of your annual energy costs, we determine a monthly payment for your heating oil bills.*
  • You pay the same amount every month for heating oil throughout the year.
  • If you have an overpayment at the end of the year, we credit the account.
  • If you have an underpayment, we bill you for the difference.

Sign up for SmartPay today and see the benefits:
  • It’s FREE – there are no enrollment or sign-up fees, and you can enroll any time.
  • Save time and money – payments can be automatically deducted from your checking account, eliminating the need to write checks monthly, spend extra money on postage and lost or misplaced bills.
  • Don’t worry about expensive, lost or misplaced bills, late fees or looming due dates again.
  • Manage your finances more easily – you’ll know exactly how much you need to budget every month.

*Settlement of your account will occur annually and your payment will be adjusted (up or down) based on your balance.